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Co an insurance agent expressly or impliedly represents an insurance company in its dealings with third persons, while an insurance broker, employed by no special company, acts as a middleman between the insured and the insurer and places orders with companies selected by either the insured or himself

When he seeks to procure insurance for another, the. 660 page 1 154 conn 660, 228 a.2d 803 (cite as 660, 228 a.2d 803 supreme court of connecticut

Michigan millers mutual insurance company An insurance agent is a person expressly or impliedly authorized to represent an insurance company in its dealings with third persons.travelers indemnity co National indemnity co., 292 f.2d 214, 219(8th cir.);29 am.jur 537, insurance, § 135.an insurance broker is 'one who acts as a middleman between the insured and insurer and who.

When procuring insurance for a person such asthe plaintiff, a broker becomes the agent of thatperson for that purpose

National indemnity co., supra, 220 660, 6 4, 228 a.2d 803 (1967) An insurance broker ``owes a duty to his principal to exercise reasonable skill, care, and diligence in effecting the insurance, and any negligence or other breach of duty on his part which defeats the insurance which he undertakes to secure will. In the autumn of 1961, the plaintiff was sued by a woman who claimed to.

Distinguishes agents from brokers and holds that the broker is the insured’s agent for procurement—but the agency terminates once the policy is obtained. Apparent authority is that semblance of authority which a principal through his own acts or inadvertances, causes or allows third persons to believe his agent possesses. id 660, 665 (1976), citing quint v Michigan millers mutual insurance co., 154 conn

660 (1967) though the facts in lewis are somewhat unusual

Specifically, in lewis, an insurance broker assisted with the placement of liability insurance for a property owned by the insured at dixwell avenue in new haven. In the absence of any authority to act as snic's agent, the document entitled “insurance binder” issued by flanagan associates, upon which the plaintiffs rely, had no legal effect to bind snic to provide liability coverage to the plaintiffs as of june 17, 2005. Michigan millers mutual insurance company the motion by the defendant to strike, erase and expunge the plaintiff's request for a finding and draft finding in the appeal from the court of common pleas in new haven county is dismissed.

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